/* ============================================
    TERMS & CONDITIONS PAGE
   ============================================ */
.terms-section {
    padding: 3rem 0;
    background-color: whitesmoke; /* soft yellow background */
}

.terms-card {
    background-color: #2c2c2c;
    padding: 2rem;
    border-radius: 12px;
    box-shadow: 0 6px 18px rgba(0,0,0,0.1);
    max-width: 900px;
    margin: 0 auto;
}

.terms-card h2 {
    color: #14288A;
    margin-bottom: 1rem;
    text-align: center;
}

.terms-card h3 {
    color: #14288A;
    margin-top: 1.5rem;
    margin-bottom: 0.5rem;
}

.terms-card p {
    color: white;
    line-height: 1.6;
    margin-bottom: 1rem;
}

.terms-card a {
    color: #14288A;
    text-decoration: underline;
    transition: color 0.3s;
}

.terms-card a:hover {
    color: #14288A;
}

/* Responsive */
@media (max-width: 768px) {
    .terms-card {
        padding: 1.5rem;
    }
}

@media (max-width: 480px) {
    .terms-card h2 {
        font-size: 1.75rem;
    }
    .terms-card h3 {
        font-size: 1.1rem;
    }
}